Arrange Financing

Get a Mortgage Pre-Approval

An important ingredient in a successful home search is knowing how much you can afford. You don’t want to fall in love with a property only to find out it’s outside your price range.

That’s why I recommend getting a Mortgage Pre-Approval before you begin looking at homes. This is a document from your bank or other lender stating how much of a mortgage they are willing to give you. There are two advantages to getting this pre-approval:

  • It gives you the peace-of-mind of knowing you can afford homes you view on the market, and won’t have problems arranging financing.
  • It’s a sign to sellers that you are a serious, prepared buyer – which gives you the edge when making an offer and is typically required as part of the offer submittal.

You can arrange for a Mortgage Pre-Approval with your bank or other lender, or by working with a good mortgage broker. I am glad to provide you with several of my lender partners who can offer you the best mortgage product for you. There are great first time homebuyer programs as well. Contact me for more details.

How Much Home Can You Afford?

Banks and lenders use specific criteria to determine how much of a mortgage they’re willing to offer you. They look at your income, expenses, credit history and employment status, as well as the down payment you plan to make on a home. It may seem like a scary process, but it is actually straightforward.

By knowing what you can afford, you can confidently shop within that price range.

Have questions about arranging financing? Please submit the form below or call or email me.


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